Recurring Payments

CutOff Timelines

Introduction
Charge Subscription API Scenarios
eNACH
UPI
Cards
Raised on: T(before 7am)
scheduledOn: null
Charge will be raised on T
Not allowed
Not allowed
Raised on: T(after 7 am)
scheduledOn: null
Charge will be raised on T+1
Not allowed
Not allowed
Raised on: T(before 7am)
scheduledOn: T
Charge will be raised on T
Not allowed
Not allowed
Raised on: T(after 7am)
scheduledOn: T
Not allowed
Not allowed
Not allowed
Raised on: T
scheduledOn : T+1 (cut-off time for UPI is 6pm on T for the charge to be raised on T+1).
Charge will be raised on T+1
Charge will be raised on T+1
Not allowed
Raised on: T
scheduledOn: T+2
Charge will be raised on T+2
Charge will be raised on T+2
Charge will be raised on T+2
Raised on: T
scheduledOn: T+3…T+14
Charge will be raised on T+3..T+14
Charge will be raised on T+3..T+14
Charge will be raised on T+3..T+14
Raised on: T
scheduledOn : T+15
Not allowed
Not allowed
Not allowed
﻿

Transaction Lifecycle

Overview

Charge Subscription API Scenarios	eNACH	UPI	Cards
Raised on: T(before 7am) scheduledOn: null	Charge will be raised on T	Not allowed	Not allowed
Raised on: T(after 7 am) scheduledOn: null	Charge will be raised on T+1	Not allowed	Not allowed
Raised on: T(before 7am) scheduledOn: T	Charge will be raised on T	Not allowed	Not allowed
Raised on: T(after 7am) scheduledOn: T	Not allowed	Not allowed	Not allowed
Raised on: T scheduledOn : T+1 (cut-off time for UPI is 6pm on T for the charge to be raised on T+1).	Charge will be raised on T+1	Charge will be raised on T+1	Not allowed
Raised on: T scheduledOn: T+2	Charge will be raised on T+2	Charge will be raised on T+2	Charge will be raised on T+2
Raised on: T scheduledOn: T+3…T+14	Charge will be raised on T+3..T+14	Charge will be raised on T+3..T+14	Charge will be raised on T+3..T+14
Raised on: T scheduledOn : T+15	Not allowed	Not allowed	Not allowed