Instant Bank Account Verification USA V1

Selects individual vs business branch

Strict boolean (rejects "true"/1)

boolean

Yes

Bank account number

^\d{1,17}$ — numeric, max 17 digits

string

Yes

US routing number (ABA)

^\d{9}$ — exactly 9 digits

string

Yes

Type of account

One of checking, savings

string

Yes

Individual's first name

2–100 chars; ^(?=.*[a-zA-Z])[a-zA-Z\s'.\-]+$

string

Yes (when isBusiness=false; stripped if business)

Individual's last name

Same as firstName

string

Yes (when isBusiness=false; stripped if business)

Individual's middle name/initial

1–100 chars; same name pattern; "" treated as omitted

string

No (individual only; stripped if business)

Social Security Number

Normalized to 9 digits; accepts 123-45-6789 or 123456789; "" = omitted

string

No (forbidden when isBusiness=true)

Business legal name

2–100 chars; any characters allowed

string

Yes (when isBusiness=true; stripped if individual)

Business alternate/DBA name

Max 100 chars; "" allowed

string

No (business only; stripped if individual)

Account holder email

Valid email format (TLD check disabled); "" = omitted

string

No

Account holder phone

Normalized to E.164; accepts +1XXXXXXXXXX or 10-digit US number; "" = omitted

string

No

Address line 1

Max 100 chars; ^(?=.*[a-zA-Z0-9])[a-zA-Z0-9\s,.\-#/']+$; ""/whitespace = omitted

string

No (all-or-nothing with city, state, zip)

Address line 2

Max 100 chars; same address pattern; "" = omitted

string

No (if present, full address required)

City

Max 100 chars; ^(?=.*[a-zA-Z])[a-zA-Z\s'.\-]+$

string

No (all-or-nothing with street1, state, zip)

US state code

2-letter USPS code (auto-uppercased); supports states, DC, territories & military

string

No (all-or-nothing with street1, city, zip)

ZIP code

^\d{5}$ — exactly 5 digits

string

No (all-or-nothing with street1, city, state)

Pass-through identifier

"" allowed; no format validation

string