Instant Bank Account Verification - US

introduction our instant bank account verification flow is designed to provide secure and efficient account verification services across various countries, including the united states this process allows businesses and financial institutions to verify bank account details instantly, streamlining the onboarding process and enhancing the overall user experience use cases cross border transactions facilitate cross border transactions by quickly and accurately verifying bank account details, enabling secure and efficient international money transfers enhanced onboarding process streamline the customer onboarding journey by automating the bank account verification process, reducing manual efforts, and minimizing the risk of errors risk mitigation minimize the risk of fraudulent activities by validating bank account details through a robust and reliable verification process, providing an additional layer of security currency confirmation obtain information on the currency associated with the provided bank account, allowing businesses to ensure compatibility and accuracy in financial transactions bank account validation flow api description sample curl pre production curl location 'https //api preproduction signzy us/api/v3/global bank verification/validate bank account/us' \\ \ header 'authorization your api key' \\ \ header 'content type application/json' \\ \ data '{ "fullname" "abc", "isbusiness" true, "accountnumber" "781245633", "clearingsystemid" "101000019" }' production curl location 'https //api signzy us/api/v3/global bank verification/validate bank account/\<country code>' \\ \ header 'authorization your api key' \ header 'content type application/json' \\ \ data '{ "fullname" "abc", "isbusiness" true, "accountnumber" "781245633", "clearingsystemid" "101000019" }' headers key value authorization access token (returned as id field of login request) content type application/json request data { "fullname" "abc", "isbusiness" true, "accountnumber" "781245633", "clearingsystemid" "101000019" } request data parameters parameter description validation checks type required fullname full name of bank account holder any non empty string string mandatory for all countries except when country is "us" accountnumber account number of bank account alphanumeric string mandatory clearingsystemid clearing system codes of financial institutions associated with the bank account alphanumeric string mandatory isbusiness isbusiness boolean boolean mandatory sample response success (200) { "result" { "description" "bank account verified", "matchscore" "0 99", "matchscoredescription" "strong match", "namematched" "", "currency" "" } } } success (200) { "result" { "description" "account number not found", "matchscore" "", "matchscoredescription" "", "namematched" "", "currency" "" } } } bad request (400) { "error" { "name" "error", "message" "bad request", "status" 400, "reason" "fullname required", "type" "bad request", "statuscode" "400" } } bad request (400) { "error" { "name" "error", "message" "bad request", "status" 400, "reason" "givenname not required", "type" "bad request", "statuscode" "400" } } upstream down (409) { "error" { "name" "error", "message" "upstream error", "reason" "error", "type" "conflict", "statuscode" "409" } } success response body parameters key description type result description validation description string result country country associated with bank account string result response matchscore degree of matching float result response matchscoredescription description reflecting the strength of the match string result response namematched name that achieved the match string result response currency currency associated with the validated information string country details country creditor (full name) creditor account (account number) creditor agent (clearing system id) match score match score description data remarks us name beneficiary bank account id aba code as clearing system id discrete values representative of strength of match (1, 0, etc ) strong, weak n/a error codes error code description 200 success the request was processed successfully 400 bad request the request was malformed or invalid 409 conflict the request conflicts with the server state 500 internal server error an unexpected error occurred getting help please feel free to contact us if you have any questions, require clarification, or have ideas for how to make the documents or any of our services better you can reach out to us at help\@signzy com we strive to provide prompt and reliable assistance, ensuring your queries are addressed effectively we value your feedback and are committed to making your experience smooth and enjoyable our team is dedicated to assisting you with any needs you may have thank you for choosing our services we look forward to helping you!