Investor onboarding allows you to perform video KYC for an investor in order to register the PAN linked to the investor on a KRA service and then the investor becomes KYC compliant for taking up investments under mutual funds.

Asset Management Company allows individual investors to invest under mutual funds and further the money invested by the investors is managed by the AMC.

The distributors are the partners of Asset Management Companies helping them to sell/distribute their mutual funds.

In Investor Onboarding an AMC is referred to as a customer and customer login credentials will be created and shared for each customer(AMC). The customer ID is generated as a result of customer login which is associated with the customer, the distributor who becomes a partner of AMC is referred to as channel, and channel login credentials will be created and shared for each distributor. The channel ID is generated as a result of channel login which is associated with the specific channel. Under each customer, there can be multiple channels created pertaining to each distributor. 

The distributors can either build their own frontend application(user interface) using Signzy APIs or they can use Signzy’s frontend application to perform the Investor Onboarding journey.

In order to begin the Investor Onboarding process for the investor using Signzy’s frontend, the required details such as name, email, phone, a unique username, and the redirect URL are to be passed to Signzy. After receiving these details an onboarding object will be created as a result of which there will be four login URLs generated(Web Login, Web Autologin, Mobile Login, Mobile AutoLogin) along with the username and password to log in.

The onboarding ID and merchant ID are two identifiable IDs that are associated with each investor object created. Upon clicking on any of these links compatible with web and mobile respectively the applicant(investor/merchant) will be directed to Signzy’s Investor Onboarding portal to perform the video KYC.

The applicant lands on the Welcome page where they are guided about the prerequisites like documents for ID proof, address proof, canceled cheque, scanned signature, etc. A pop-up will appear to allow Signzy to capture the device location which is used as Geo tagging/coordinate to record the location of the applicants where they are performing the video KYC. The applications will be in “Draft” status throughout the journey until submission.