Philippines Credit Bureau Check

overview the philippines credit bureau verification api enables real time verification of personal and identity information against credit bureau data this api assists financial institutions in ensuring the accuracy of customer data against official credit records in the philippines, enhancing credit risk analysis and fraud prevention measures usecase this api is essential for financial institutions, credit providers, and any entity involved in credit disbursement or financial assessments in the philippines it helps in enhancing credit decision processes by verifying personal details against credit bureau records minimizing fraud by ensuring the information provided by customers matches that held by the credit bureaus compliance adherence assisting in adherence to local financial regulations and anti money laundering (aml) standards api details request body preproduction curl location 'https //api preproduction sig app/api/v3/global kyc/verify/ph/credit bureau' \\ \ header 'authorization < auth token >' \\ \ header 'content type application/json' \\ \ data raw '{ "firstname" "lanie", "lastname" "avida", "middlename" "g", "dateofbirth" "1960 09 25", "addressline1" "cebu region 7", "addressline2" "tangil", "addressline3" "dumanjug", "addressline4" "cebu", "addressline5" "6035", "identityinformation" { "nationalidnumber" "1023456789", "nationalidtype" "sss" }, "consent" true }' production curl location 'https //api signzy app/api/v3/global kyc/verify/ph/credit bureau' \\ \ header 'authorization < auth token >' \\ \ header 'content type application/json' \\ \ data raw '{ "firstname" "lanie", "lastname" "avida", "middlename" "g", "dateofbirth" "1960 09 25", "addressline1" "cebu region 7", "addressline2" "tangil", "addressline3" "dumanjug", "addressline4" "cebu", "addressline5" "6035", "identityinformation" { "nationalidnumber" "1023456789", "nationalidtype" "sss" }, "consent" true }' request body parameters parameter type description mandatory/optional firstname string first name of the individual yes lastname string last name of the individual yes middlename string middle name of the individual no dateofbirth date date of birth (format yyyy mm dd) yes addressline1 to 5 string components of the residential address no identityinformation object container for identity details yes nationalidnumber string national identification number yes nationalidtype string type of national id (sss, tin, gsis) optional (mandatory if nid is not blank) consent boolean consent from the individual to perform verification yes { "result" { "verificationresult" { "firstname" true, "middlename" true, "lastname" true, "dateofbirth" true, "addressline1" true, "addressline2" true, "addressline3" true, "addressline4" true, "addressline5" true, "nationalidnumber" true, "namematchscore" "1 000", "addressmatchscore" "1 000" }, "verificationstatus" "verified", "reason" "all provided details match credit bureau records " } } response body parameters parameter type description verificationresult object detailed results of the individual data fields verified against the credit bureau data firstname boolean result of the first name verification; true if it matches the credit bureau records, false otherwise middlename boolean result of the middle name verification; true if it matches, false otherwise lastname boolean result of the last name verification; true if it matches, false otherwise dateofbirth boolean result of the date of birth verification; true if it matches, false otherwise addressline1 boolean verification result for the first line of the address; true if it matches, false otherwise addressline2 boolean verification result for the second line of the address; true if it matches, false otherwise addressline3 boolean verification result for the third line of the address; true if it matches, false otherwise addressline4 boolean verification result for the fourth line of the address; true if it matches, false otherwise addressline5 boolean verification result for the fifth line of the address; true if it matches, false otherwise nationalidnumber boolean result of the national id number verification; true if it matches the credit bureau data, false otherwise namematchscore string numerical score representing the match quality of the name with the credit bureau records addressmatchscore string numerical score representing the match quality of the address with the credit bureau records verificationstatus string overall status of the verification, typically "verified" or "not verified" reason string description of why certain fields did not verify, listing all fields that were not verified error code and response mapping 400 (bad request) { "error" { "name" "error", "message" "bad input and description ", "status" 400, "reason" "validation error", "type" "bad request", "statuscode" 400 } } 401(unauthorized) { "error" { "name" "error", "message" "invalid authentication credentials", "status" 401, "reason" "authentication error", "type" "bad request", "statuscode" 401 } } 403 (forbidden) { "error" { "name" "error", "message" "forbidden", "reason" "error", "type" "bad request", "statuscode" "403" } } 500 (internal server error) { "error" { "name" "error", "message" "internal server error", "status" 500, "reason" "error", "type" "bad request", "statuscode" 500 } } 409(upstream down { "error" { "name" "error", "message" "upstream down", "status" 409, "reason" "error", "type" "bad request", "statuscode" 409 } } field type description name string text displayed on the screen explaining error type reason string reason for the error status number http status code message string error message indicating an upstream error type string error type statuscode number status code representing the error scenario getting help please feel free to contact us if you have any questions, require clarification, or have ideas for how to make the documents or any of our services better you can reach out to us at help\@signzy com we strive to provide prompt and reliable assistance, ensuring your queries are addressed effectively we value your feedback and are committed to making your experience smooth and enjoyable our team is dedicated to assisting you with any needs you may have thank you for choosing our services we look forward to helping you!