Get Account ACH Details

Introduction
The "Get Account ACH Details" API, integrated with Finicity, allows you to retrieve the Automated Clearing House (ACH) details for a customer's specified account. This information is commonly used for tasks such as account opening or initiating payments. 
To make use of this API, you need to provide the customer's unique identifier (customerId) and the account identifier (accountId). By utilizing this API, you can obtain the authentic account number and routing number details required for processing ACH payments. 
The API supports various types of accounts, including checking, savings, money market, and loans. It is specifically designed to cater to the United States region, ensuring compliance with the ACH standards and regulations applicable in the US.
Supported regions: US
API Details
This API requires two inputs:
CustomerID: The unique identifier for the customer.
AccountID: The unique identifier for the account.
To obtain the required IDs, you need to follow these steps:
Create a customer and initiate the Finicity journey for them by using the Create bank connect journey link﻿ API.
Retrieve the results from the API to obtain the Customer ID and the corresponding Account IDs.
Execute this API to get the Account ACH Details
Please note that the customer and Finicity journey need to be created beforehand in order to obtain the necessary IDs.
Sample cURL
Production
Pre-Production
Curl
curl --location --request POST 'https://api.signzy.app/api/v3/bank-connect/account-owner' \
--header 'Authorization: <Token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "customerId": "6018678884",
    "accountId": "6032346608"
}'
curl --location --request POST 'https://api.signzy.app/api/v3/bank-connect/account-owner' \
--header 'Authorization: <Token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "customerId": "6018678884",
    "accountId": "6032346608"
}'
﻿
Curl
curl --location --request POST 'https://api-preproduction.signzy.app/api/v3/bank-connect/account-owner' \
--header 'Authorization: <Token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "customerId": "6018678884",
    "accountId": "6032346608"
}'
curl --location --request POST 'https://api-preproduction.signzy.app/api/v3/bank-connect/account-owner' \
--header 'Authorization: <Token>' \
--header 'Content-Type: application/json' \
--data-raw '{
    "customerId": "6018678884",
    "accountId": "6032346608"
}'
﻿
Request Body Parameters
Parameter name
Data type
Required
Description
customerId
string
Yes
The customer Id which was obtained in the response of Create bank connect journey link﻿ API. This is customer ID of the customer account whose owner details are to be fetched
accountId
string
Yes
The account Id for a specific account of the customer obtained in the response of Create bank connect journey link﻿ API. This is account ID of the customer account whose owner details are to be fetched
Sample Response
JSON
{
  "routingNumber": "123456789",
  "realAccountNumber": 2345678901
}
{
  "routingNumber": "123456789",
  "realAccountNumber": 2345678901
}
﻿
Response Body Parameters
Parameter name
Data type
Description
routingNumber
string
The routing number of the financial institution for this specific customers account
example: "123456789"
realAccountNumber
string
The account number for associated with this account
example: 2345678901
Sample Error
JSON
{
    "error": {
        "name": "error",
        "message": "Invalid Date",
        "status": 400,
        "reason": "VALIDATION_ERROR",
        "type": "Bad Request",
        "statusCode": 200
    }
}
{
    "error": {
        "name": "error",
        "message": "Invalid Date",
        "status": 400,
        "reason": "VALIDATION_ERROR",
        "type": "Bad Request",
        "statusCode": 200
    }
}
﻿
Error Response Parameters
Parameter
Description
error
This parameter contains the error.
error.name
the name of the error
error.message
the error message
error.status
status of the api
error.reason
Reason for error
error.type
Type of the error
error.statusCode
Request Status code from Signzy
Getting help
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You can reach out to us at [email protected]. We strive to provide prompt and reliable assistance, ensuring your queries are addressed effectively.
We value your feedback and are committed to making your experience smooth and enjoyable. Our team is dedicated to assisting you with any needs you may have. Thank you for choosing our services. We look forward to helping you!
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Parameter name	Data type	Required	Description
customerId	string	Yes	The customer Id which was obtained in the response of Create bank connect journey link API. This is customer ID of the customer account whose owner details are to be fetched
accountId	string	Yes	The account Id for a specific account of the customer obtained in the response of Create bank connect journey link API. This is account ID of the customer account whose owner details are to be fetched

Parameter name	Data type	Description
routingNumber	string	The routing number of the financial institution for this specific customers account example: "123456789"
realAccountNumber	string	The account number for associated with this account example: 2345678901

Parameter	Description
error	This parameter contains the error.
error.name	the name of the error
error.message	the error message
error.status	status of the api
error.reason	Reason for error
error.type	Type of the error
error.statusCode	Request Status code from Signzy

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