Bank Account Verification
...
Consent-based
US

Get Account ACH Details

introduction the "get account ach details" api, integrated with finicity, allows you to retrieve the automated clearing house (ach) details for a customer's specified account this information is commonly used for tasks such as account opening or initiating payments to make use of this api, you need to provide the customer's unique identifier (customerid) and the account identifier (accountid) by utilizing this api, you can obtain the authentic account number and routing number details required for processing ach payments the api supports various types of accounts, including checking, savings, money market, and loans it is specifically designed to cater to the united states region, ensuring compliance with the ach standards and regulations applicable in the us supported regions us api details this api requires two inputs customerid the unique identifier for the customer accountid the unique identifier for the account to obtain the required ids, you need to follow these steps create a customer and initiate the finicity journey for them by using the create bank connect journey link docid\ nckrwlah4pry52vphhnpc api retrieve the results from the api to obtain the customer id and the corresponding account ids execute this api to get the account ach details please note that the customer and finicity journey need to be created beforehand in order to obtain the necessary ids sample curl curl location request post 'https //api signzy app/api/v3/bank connect/account owner' \\ \ header 'authorization \<token>' \\ \ header 'content type application/json' \\ \ data raw '{ "customerid" "6018678884", "accountid" "6032346608" }'curl location request post 'https //api preproduction signzy app/api/v3/bank connect/account owner' \\ \ header 'authorization \<token>' \\ \ header 'content type application/json' \\ \ data raw '{ "customerid" "6018678884", "accountid" "6032346608" }' request body parameters parameter name data type required description customerid string yes the customer id which was obtained in the response of create bank connect journey link docid\ nckrwlah4pry52vphhnpc api this is c ustomer id of the customer account whose owner details are to be fetched accountid string yes the account id for a specific account of the customer obtained in the response of create bank connect journey link docid\ nckrwlah4pry52vphhnpc api this is a ccount id of the customer account whose owner details are to be fetched sample response { "routingnumber" "123456789", "realaccountnumber" 2345678901 } response body parameters parameter name data type description routingnumber string the routing number of the financial institution for this specific customers account example "123456789" realaccountnumber string the account number for associated with this account example 2345678901 sample error { "error" { "name" "error", "message" "invalid date", "status" 400, "reason" "validation error", "type" "bad request", "statuscode" 200 } } error response parameters parameter description error this parameter contains the error error name the name of the error error message the error message error status status of the api error reason reason for error error type type of the error error statuscode request status code from signzy getting help please feel free to contact us if you have any questions, require clarification, or have ideas for how to make the documents or any of our services better you can reach out to us at help\@signzy com we strive to provide prompt and reliable assistance, ensuring your queries are addressed effectively we value your feedback and are committed to making your experience smooth and enjoyable our team is dedicated to assisting you with any needs you may have thank you for choosing our services we look forward to helping you!